LENDERS COMPLIANCE GROUP is the country’s first full-service, mortgage risk management firm in the United States devoted to offering a full suite of services in residential mortgage banking to banks and nonbanks, independent mortgage professionals, mortgage servicers, and other settlement service providers. These are national firms, specializing exclusively in legal and regulatory mortgage compliance guidance and mortgage banking services.

Pioneers in residential mortgage compliance since 2006!

We provide complete or partial outsourcing of risk management with respect to the regulatory compliance function and its requirements. We are the first risk management firm in the country devoted exclusively to mortgage compliance that also provides a full complement of products and services in all areas of mortgage banking.

Our professionals have an average of 25 years in the residential mortgage origination industry, consisting of compliance executives, legal counsel, and former regulators who have created and implemented successful compliance programs. We are actively engaged in monitoring ever-changing laws and regulations that affect the industry.

Typically, our clients are Mortgage Bankers, Mortgage Brokers, Wholesale Lenders, Correspondent Lenders, Warehouse Banks, HUD/DE Mortgagees, FHA Loan Correspondents, Mortgage Servicers, Credit Unions, State and Federally regulated Banks, and their mortgage company subsidiaries.

Your Own Compliance Department
Low Monthly or Hourly Fee
Dedicated Expert Team
Complete or Partial Outsourcing
Mortgage Banking Audits
Policies and Procedures
Agency Applications
Fully Staffed Quality Control

For many clients, we provide a complete regulatory compliance program that includes risk assessments, as well as program development, implementation, and administration. For other clients, we supplement internal resources to find, address and provide Best Practices solutions to specific regulatory compliance issues. In either case, we serve as an objective and independent evaluator of current and proposed mortgage compliance procedures, to spot potential problems, and, when necessary, to suggest alternatives.

Our range of services includes federal and state mortgage compliance; legal reviews and remedies; HUD-FHA, federal, and state pre-examination preparation and post-examination implementation; Fannie/Freddie/Ginnie applications and due diligence; representation to the GSEs, federal and state regulators, HUD and the VA; mortgage quality control; forensic loan audits; mortgage servicing compliance; loss mitigation compliance; business development; information technology and security; anti-money laundering audits; identity theft prevention and Red Flags compliance; statutory licensing; policies and procedures guidance; HMDA/CRA reviews; service provider management, and closing agent compliance.